Professional liability coverage may address certain claims alleging errors, omissions, or failure to perform professional services, subject to contract terms. The relevant definition of services and claim-made conditions are especially important.
What to understand first
Describe the services, contracts, client types, subcontractors, and past circumstances accurately. Review retroactive dates, reporting windows, defense costs, exclusions, limits, and continuity when changing insurers.
Questions and trade-offs to consider
A policy may not cover every dispute or contractual promise. Claims-made policies can have timing requirements; notify the insurer as the contract instructs.
A practical next step
Collect sample contracts and describe your services precisely. Ask a licensed professional to explain how dates, reporting, and any requested contract language interact.
Take the next step
Put your agency workflow in one place.
Explore the CRM and website builder with sample information in a private, time-limited demo workspace.